Fully digitize consumer and commercial lending
Offer borrowers a faster lending experience through secure and scalable digital financing and lending processes.
We help lenders digitize the full experience
so borrowers can complete financing and loans quickly and securely
Collect data quickly and securely
Simplify the customer experience with mobile-ready, intelligent smart forms that make data capture a breeze.
Digitize identity verification
Give customers the ability to prove their identity from anywhere in seconds using their phone.
Capture signatures electronically
Automate signing workflows and capture consent with legally binding eSignatures on any device.
Digitally notarize, remotely or in-person
Notarize agreements digitally, using secure technologies for high assurance of authenticity.
See our solutions in action
Borrowers can easily enter their information into an interactive form, use their phone to prove their identity, and eSign documents.
Ready to reimagine your digital account opening
and onboarding processes for borrowers?
Stay competitive with faster, more convenient consumer lending
Retail lending is increasingly competitive. Customer acquisition and retention rely on consumers’ ability to access financing and loans in their moment of need, with an easy form-fill and signing experience.
Whether remote, in-app, or onsite, show customers you value their time and trust by providing digitized solutions that prioritize speed and convenience while also safeguarding their sensitive data.
Make mortgage applications and closing easier for everyone
As more mortgages and refinances move online, technologies like smart forms, secure eSignatures, and MISMO-certified remote online notarization deliver the digital experiences customers want while remaining secure and compliant.
OneSpan also makes the mortgage process easier for brokers, banks, and lending staff. According to Standard Chartered, “efficiency, for the mortgage team in particular, is enhanced by reducing turnaround time to close transactions, freeing up time to serve more clients and generate more sales.”
Learn from Standard Chartered Real estate eSignature case study
Do business with commercial clients, anywhere and at any time
Modernize the customer experience for commercial lending and treasury management through a secure and compliant digital process aided by eSignatures, smart forms, and enterprise-grade security features.
These solutions reduce time and frustration by removing errors including missing data, pages, and signatures that can cause compliance headaches in business loan documents.
Increase loan volume and cut processing times in auto finance
Enhance customer experience and increase the speed of buying or leasing a car by digitizing the financing application and ID verification process.
By automating loan processes, lenders can increase loan volume, reduce operational costs, and ensure compliance with controlled workflow rules. One leading auto finance company enjoyed massive productivity gains by cutting processing times by up to 70%.
Streamline workflows with cross-platform integrations
We specialize in customer-facing transactions with tightly integrated workflows. Because eSignatures and eForms are important components of larger business processes, these must seamlessly fit within the lending operations tech stack.
We offer robust integrations across platforms like nCino, MeridianLink, and Lendesk. We also provide out-of-the-box eSignature integrations and the option to customize workflows via API and SDKs.
See how our customers in financial
services use our products
LENDER
This consumer lender sped up contract signing for point-of-sale (POS) lending with eSignatures, compressing the process from 20 days to 10 minutes.
NAVY FEDERAL CREDIT UNION
The world’s largest credit union transformed its digital lending experience, allowing it to open and fund business loans in 24 hours.
TOP BANK
This top bank eliminated over 90% of errors and exceptions by using eSignature, reducing future risks on their loan portfolio by 50%.
BDC
After integrating eSignatures into their mobile app, this bank’s entrepreneur customers can access loans in 15 minutes.
Resources
Interested in digitizing your loan and finance processes?
